Loan structuring 101: A guide for private credit firms 1

Private credit is defined by its flexibility, with firms using bespoke loan facilities to win competitive deals. But without the right operational systems, custom structures can quickly become a barrier to scale, introducing errors that impact long-term fund performance.

This free guide is designed to help private credit firms develop the operational infrastructure to handle increasingly complex loan structures.

Turn complex structures into scalable returns
Download Carta’s loan structuring guide to get:

• A comprehensive breakdown of different loan structures and how to operationalize each one.
• Best practices for applying complex features like PIK toggles, stepped pricing, and warrants.
• A six-stage workflow for the entire loan structuring process, from deal intake to closing.